jtd wrote:
To me it looks like the bank and the recovery dept employees are on the take and recieve bribes on recovery leads they provide to the recovery agents. I cant believe that their call centers are so disconnected from their backends and recovery processes.
The best thing is to not have any credit card till the security situation gets better. Nowadays anyone can just flick someone's card and do shopping without any problems. There is no verification process. Another option for Railway booking online is the ITZcash Card. It is a prepaid card in denominations of 1000/- and above. The maximum risk is the limited value of the card. I use it for railway bookings.