On 15-Jun-2010, at 10:32 AM, Kenneth Gonsalves wrote:
On Tuesday 15 June 2010 10:18:22 Arun Khan wrote:
On Mon, Jun 14, 2010 at 8:21 PM, Mukund Deshmukh
mukund.deshmukh@gmail.com wrote:
I do with HDFC NetBanking.
even on your personal laptop/machine?
Why not! If you are on Wifi...
Precisely! Even though the connection is encrypted it is better to be safe than sorry.
I find hdfc a bit too paranoid. One cannot store the password or the username, but has to type it every time - and every now and then a new password is demanded - and one cannot use the last three passwords used. As a result, I find it very difficult to remember the password.
That is not paranoid. Its standard corporate security practice. The password has to be changed every 6 months (many corporates ask for it to be done every month). They know most users will not bother to change passwords unless forced.
and tataindicom is totally messed up - on forgot password they ask 'mother's maiden name - and there are two fields to be filled - 'hint question' and 'hint answer' - hint answer I know, but what is hint question?
LOL. I write down the question and answers for key items and keep it in record. More for my banking info ofcourse.
and axis bank has a funny system of verifying some payments - you are supposed to get an sms with a pin number. This is supposed to come within a minute - at peak hours it takes longer than a minute, by which time the site times out, so everything has to be repeated.
Many banks follow this practice. Its called 2-token authentication. It ensures that if someone has seen your password, he cant still get in unless he has flicked your phone too. (in which case, he deserves to get your money, me thinks). But once the password is sent to your phone, its valid for 4 hours or 1st use whichever earlier. With both kotak and Standard Chartered (and earlier with yes bank), the sms generally came in 2-5 min.
and facebook - these guys have suddenly discovered that my email id - which I have been using for the past 15 years - does not exist! -- Regards Kenneth Gonsalves Senior Associate NRC-FOSS at AU-KBC -- http://mm.glug-bom.org/mailman/listinfo/linuxers